Online Seminar

A Six Point Plan for Financial Freedom (Formally: Enough Bull: How to Retire Well Without the Stock Market, Mutual Funds or Even an Investment Advisor)

OCT 11 - Oct 12, 2022



OCT 11 - OCT 12



8:30 AM - 12:30 PM




7.5 Hours


0 Hours


Registration open until

Oct 06, 2022



This course has shifted online into two, half-day sessions.

  • Tuesday, October 11, 2022, 8:30am -12:30pm
  • Wednesday, October 12, 2022, 8:30am - 12:30pm
  • This course is based on David Trahair’s national bestselling book Enough Bull: How to Retire Well Without the Stock Market, Mutual Funds or Even an Investment Advisor.

    In this course you’ll discover The Antidote: A simple six-point plan for financial freedom. It will include a detailed analysis of why the stock market is a very risky place to be. You’ll discover how well the stock market has done versus the risk-free benchmark of GICs going back 50 years in Canada and 30 years in the US. Find out who wins … and by how much. It will also lay out in detail the safest investing strategy on earth, which is to stay in 100% fixed income products using the laddered GIC strategy. You’ll also learn how to get the best GIC rates. It will also discuss the basic types of returns you can calculate and the importance of understanding time- versus money-weighted returns. It will also delve into the issue of RRSPs versus the alternatives, looking at investing in equities inside versus outside an RRSP, in a TFSA, as well as other options including real estate, reinvesting in your own business, paying off debt, and retaining profits in a corporation for later dividend distribution.

    The course will also look at what the experts say future stock market returns are likely to be, as well as where interest rates are going so you can plan appropriately. You’ll also get six free spreadsheets including the RRSP vs Pay Down Debt Calculator, the RRSP vs Outside vs TFSA Calculator, the RRSP vs Retaining Profits in a Corporation Calculator and the Money Maximizer so you can see if you’re on track for a comfortable retirement. In a nutshell it will give you all the tools, information and confidence to take back control of your investments and finally start making some serious money.


    • Learn why the why the stock market is a very risky place to be.
    • Explore an alternative strategy that has zero risk because it uses 100% GICs.
    • Discover whether RRSPs are the best vehicle to save for retirement.
    • Explore another guaranteed strategy – paying off debt rather than investing.
    • Find out what future stock market returns and interest rates are likely to be.


    Individuals wishing to enact a safe retirement strategy.p>


    $325.00 Personal Passport

    $380.00 Organization Passport

    $479.00 Member

    $479.00 Student

    $589.00 Public

    Status: Registration open until Oct 06, 2022




    David Trahair, CPA, CA, is a financial trainer, best-selling author and CPA Magazine columnist. His other books include Smoke and Mirrors, Crushing Debt, Cash Cows, Pigs and Jackpots, and The Procrastinator’s Guide to Retirement. His views are totally independent because he does not sell any financial products. He currently operates his own financial training firm and offers seminars to organizations.


    To access the course please visit our BlackBoard site, and log-in using the same login and password used for the Registration Portal.

    Please allow at least four hours after registration for the seminar to appear on your BlackBoard page.

    Registration, cancellation, withdrawal and all other CPA Ontario PD Seminar policies can be found here.