This course has shifted online into two, half-day sessions.
Tuesday, October 11, 2022, 8:30am -12:30pm
Wednesday, October 12, 2022, 8:30am - 12:30pm
This course is based on David Trahair’s national bestselling book Enough Bull: How to Retire Well Without the Stock Market, Mutual Funds or Even an Investment Advisor.
In this course you’ll discover The Antidote: A simple six-point plan for financial freedom. It will include a detailed analysis of why the stock market is a very risky place to be. You’ll discover how well the stock market has done versus the risk-free benchmark of GICs going back 50 years in Canada and 30 years in the US. Find out who wins … and by how much. It will also lay out in detail the safest investing strategy on earth, which is to stay in 100% fixed income products using the laddered GIC strategy.
You’ll also learn how to get the best GIC rates. It will also discuss the basic types of returns you can calculate and the importance of understanding time- versus money-weighted returns. It will also delve into the issue of RRSPs versus the alternatives, looking at investing in equities inside versus outside an RRSP, in a TFSA, as well as other options including real estate, reinvesting in your own business, paying off debt, and retaining profits in a corporation for later dividend distribution.
The course will also look at what the experts say future stock market returns are likely to be, as well as where interest rates are going so you can plan appropriately. You’ll also get six free spreadsheets including the RRSP vs Pay Down Debt Calculator, the RRSP vs Outside vs TFSA Calculator, the RRSP vs Retaining Profits in a Corporation Calculator and the Money Maximizer so you can see if you’re on track for a comfortable retirement. In a nutshell it will give you all the tools, information and confidence to take back control of your investments and finally start making some serious money.
- Learn why the why the stock market is a very risky place to be.
- Explore an alternative strategy that has zero risk because it uses 100% GICs.
- Discover whether RRSPs are the best vehicle to save for retirement.
- Explore another guaranteed strategy – paying off debt rather than investing.
- Find out what future stock market returns and interest rates are likely to be.
WHO WILL BENEFIT:
Individuals wishing to enact a safe retirement strategy.p>