On Demand (eLearning)

The Complete Guide to All Your Investing Options

JAN 02 - Dec 31, 2023



JAN 02 - DEC 31



9:00 AM - 6:59 PM




3.5 Hours


0 Hours


Registration open until

Dec 31, 2023


If you are like most people, you probably have one or two different types of accounts. Maybe you use a full-service human broker. Or you trust a bank branch to invest in mutual funds. Or perhaps you’ve tried doing it on your own with a discount broker. But are you satisfied with the results? Ever wondered if perhaps there are other ways to invest that would yield much better returns?

This course will show you all the different options you have when it comes to investing your money. It will cover 10 different types of accounts with a whole range of different investment strategies.

We’ll look at a full-service broker (Manulife Financial), a robo-advisor (Wealthsimple), five discount brokerages (Questrade, Qtrade, CIBC Investor’s Edge, RBC Direct Investing and TD Direct Investing), a deposit broker (Fiscal Agents), a bank branch mutual fund account (TD bank branch) and even a cryptocurrency account (Wealthsimple Bitcoin).

In each case we’ll look at the asset allocation and holdings of the portfolio, the fees involved, and the returns each portfolio has generated since the account was opened. You will also see a demonstration of each account’s website and the reports that are available so you can easily choose which ones are best for you.

We’ll cover all the different types of portfolios that you can have from ultra-conservative to ultra-aggressive. This will include balanced accounts at a full-service broker and a discount broker. An auto-balanced exchange traded fund (ETF). An aggressive portfolio run by a robo-advisor. An account consisting only of an equal weight banks index ETF and more. We’ll even look at a stock portfolio picked by random dart throws! And a cryptocurrency account consisting of 100% in bitcoin.

In a nutshell it will show you all the different options you can choose from so you can optimize your investing strategy.


By the end of the course, participants will:

  • Learn what it’s like to invest with 10 different platforms
  • Discover a simple rule of thumb to determine your asset allocation between equities and fixed income
  • See whether a bank ETF beats the returns of simple GICs
  • Find out if self-balancing ETFs are the best way to get ahead
  • Find out why GICs may be a better option than bond funds for the fixed income portion of your portfolio
  • Find out what it’s like to have money invested in the crazy roller coaster of bitcoin
  • Find out who wins and loses in the contest of annualized returns achieved for each of the 10 portfolios


Anyone interested in taking charge of their investments to maximize their savings.


$151.00 Personal Passport

$175.00 Organization Passport

$202.00 Member

$202.00 Student

$275.00 Public

Status: Registration open until Dec 31, 2023




David Trahair, CPA, CA, is a financial trainer, best-selling author and CPA Magazine columnist. His books include Smoke and Mirrors, Enough Bull, Crushing Debt, Cash Cows, Pigs and Jackpots, and The Procrastinator’s Guide to Retirement. His views are totally independent because he does not sell any financial products. He currently operates his own financial training firm and offers seminars to organizations.


This is an online session. This course is available 24 hours a day, 7 days a week. Once registered, you can access the material at any time.

However, you will only have access to the course for 30 days after REGISTRATION.

To access the course please visit our BlackBoard site, and log-in using the same login and password used for the Registration Portal.

Please allow at least four hours after registration for the course to appear on your BlackBoard page.

Registration, cancellation, withdrawal and all other CPA Ontario PD Seminar policies can be found here.